How To Get Help Paying For Prescriptions If Your A Middle-class Senior

How To Get Help Paying For Prescriptions If Your A Middle-class Senior
The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. It helps more than 327,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs.
Even if you earn up to $100,000 filing joint you can enroll in EPIC.
InsuredMeds.com is an independent Health, Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC

NeoBladder Created From Your Own Intestines-No Colostomy

NeoBladder Created From Your Own Intestines-No Colostomy
What is a colostomy?
A colostomy is an opening (stoma) in the large intestine (colon), or the surgical procedure that creates one. The opening is formed by drawing the healthy end of the colon through an incision in the anterior abdominal wall and suturing it into place. This opening, often in conjunction with an attached stoma appliance, provides an alternative channel for feces to leave the body. Thus if the natural anusis not available for that job (for example, in cases where it has been removed in the fight against colorectal cancer or ulcerative colitis), an artificial anus takes over. It may be reversible or irreversible, depending on the circumstances of the colon through an incision in the takes over. It may be reversible or irreversible, depending on the circumstances.
Reconstruction of Bladder
Neobladder reconstruction is a surgical procedure to construct a new bladder. After bladder removal surgery (cystectomy) for bladder cancer or another condition, your surgeon must create a new way for urine to exit your body (urinary diversion).
Contact The Mayo Clinic or Memorial Sloan Kettering Cancer Center

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create bladder from your intestines,

NeoBladder Created From Your Own Intestines-No Colostomy Bag

NeoBladder Created From Your Own Intestines-No Colostomy
What is a colostomy?
A colostomy is an opening (stoma) in the large intestine (colon), or the surgical procedure that creates one. The opening is formed by drawing the healthy end of the colon through an incision in the anterior abdominal wall and suturing it into place. This opening, often in conjunction with an attached stoma appliance, provides an alternative channel for feces to leave the body. Thus if the natural anusis not available for that job (for example, in cases where it has been removed in the fight against colorectal cancer or ulcerative colitis), an artificial anus takes over. It may be reversible or irreversible, depending on the circumstances of the colon through an incision in the takes over. It may be reversible or irreversible, depending on the circumstances.
Reconstruction of Bladder
Neobladder reconstruction is a surgical procedure to construct a new bladder. After bladder removal surgery (cystectomy) for bladder cancer or another condition, your surgeon must create a new way for urine to exit your body (urinary diversion).
Contact The Mayo Clinic or Memorial Sloan Kettering Cancer Center

ROBOCALL SCAM ON SENIORS

Robocall Scam On Seniors & Veterans https://youtu.be/jTMK4TByOB0

A senior citizen got a call from someone claiming that his Social Security number had been “compromised,” according to report.
The “Robo type” caller told the senior to call a special number, in order to fix the so-called problem.
Instead, the senior did what police say a victim should always do in a case like this — call the police.
Law enforcement told him to get a free credit check, to confirm that his social security number had not been used in a fraudulent manner.
These types of robocall scams are happening across America.
The fraudulent schemers target senior citizens and Medicare Part D participants. The scams can occur anytime, but they tend to increase during tax filing time when getting someone’s Social Security number can provide access to a person’s tax return information.

1-800-772-1214 Comes On Caller I.D.
• The Robo caller even has a way for the Social Security Administration’s national customer service line to come upon a person’s caller ID.
• The schemer identifies themselves to the senior or veteran as an SSA representative. They then tell the senior or veteran that the SSA does not have all their required information, such as their Social Security Number, on file.
Another scheme is that the SSA need additional information to increase the senior or veterans benefit check, or that the SSA will stop the senior or veterans payments if they do not confirm their information.

"A legitimate caller will leave a message and you can call them back."

Protect Yourself
• An SSA staffer will never tell you that you can lose your benefits or increase your benefits in return for you providing the requested information.
• If you get this robocall it is a fraud scheme and you should hang up. Hanging up is your best protection if you get this type of call.
• Never give your SS number or banking information to someone that called you out of the blue either on the phone or over the internet.
Report this scheme to the Office of the Inspector General at 800-269-0271 or oig.ssa.gov/report.

CBD FOR YOUR PETS HEALTH

CBD Oil For Your Pet
What Does CBD Do For Dogs
CBD Oil for Dogs: How it Works. Cannabidiol (CBD) is a substance that is found in a cannabis or hemp plant. Unlike THC that creates a 'buzz', CBD is NOT a psychoactive stimulus, but rather provides your dog with a calming feeling and pain-relieving sensations without harming them with potential intoxicating effects.

Like in humans CBD has been shown to treat seizures and epilepsy, relieve chronic pain/Arthritis, boost appetite and reduce anxiety.

CBD Oil & Cats
There can be some adverse effects to giving your cat CBD oil, including gastrointestinal upset and some sedation, both of which can be relieved by discontinuing the use of the oil.

CBD oil is also effective for treating and preventing skin conditions. While most of the time CBD oil will be administered orally, cat owners can also apply CBD oil on their cats' skin. This can improve irritation because cats have cannabis receptors on the surface of their skin.

Being able to discuss all types of treatments with your veterinarian is key, and checking in with your vet before giving your pet any sort of cannabis. There’s no reason to ever start giving any kind of medication or supplement without having a conversation with your veterinarian first.

How Long Does It Take For CBD To Take Effect?
In the majority of cases, it takes about an hour for the pet to feel the effects of CBD oil after the pet ingests it. However, effects may occur in as little as 20 minutes on an empty stomach. The more food the pet has eaten before consuming CBD oil, the longer the effects will take to kick in.

As with everything we put in our, and our pets’, bodies, it comes down to proper dosage.
• SeniorsJoints.com CBD Oil is the highest quality CBD on the market and provides a variety of benefits. This product is safe for use and legal in all 50 states. Available as a tincture, it is easy to use and integrates comfortable with your daily routine.
• ALL NATURAL FORMULA Our CBD Oil uses proven, organic all natural ingredients that are toxin-free. Our CBD Oil is 100% natural and does not contain any dangerous synthetic chemicals, stimulants or pesticides.
• NO SIDE EFFECTS Our CBD Oil does not contain THC, therefore you don’t have any side effects. THC is the cannabinoid in Marijuana that gets smokers “High”. Fortunately for you, the health benefit comes from the Hemp CBD and not from the THC.
NO PRESCRIPTION REQUIRED Being safe and legal, our Hemp CBD can be ordered from our website, so you can skip the long queues and expensive bills at the doctor.

Disclaimer

All the information in this video is presented as personal opinion and does not mean to be medical advice nor in anyway to be an endorsement of any of the treatments or items listed herein.

Always consult a physician for all medical advice. This video can contain errors or omissions and should not take the place of licensed medical care.

Health Care For Female Veterans

Health Care For Female Vets
Female Vets Deserve Better
Our female veterans deserve better care when they come home. They deserve treatment opportunities and care that is gender specific. Trying to tailor medical and mental health treatments designed for men to work with women is not an option. Systems must be designed so that women who serve are properly cared for in every aspect, with gender specific treatment options and devices.
Access to gender-appropriate care for these veterans is essential.

Gender Differences in Treatment for Disabilities
A troubling area where female veterans are not provided adequate and equal care after their service is in treatment for disabilities. Many women lose one or more limbs just like male veterans do, however prosthetic devices, support, and medical care for these injuries are based on male physiology. Women tend to have smaller arms and shoulders, with wider hips and legs than male counterparts.
Prosthetic used for women tend to fit improperly because of the physical differences between the genders. This can create many hardships, and cause considerable emotional distress as well as problems with confidence and self-esteem for female veterans. While customized prosthetic for women are available on the private market they are generally not offered by government agencies.

Vital Healthcare Services For Female Veterans are Lacking
The number of women veterans is growing, and the VA is simply not doing enough to meet their health, social, and economic needs.

As more women serve in the military, the rates of PTSD in women veterans continue to keep pace with male statistics. Although some of it is caused by combat or related stress, the effects of Military Sexual Trauma (MST) have an outsized effect on women.

The DoD and the VA still fall short of providing equitable health care services to all veterans. There are few, if any, gender specific care guidelines and services that are necessary for women such as breast and cervical cancer screenings. Policies must be changed and improved on so that women who serve are not left behind once they return home.
The best way for a female veteran is to have other health insurance other than the VA. Once a female veteran has been disabled for two years and receiving social security she can then apply for Medicare and receive additional medical benefits, those who turn 65 automatically qualify for Medicare.

What Services Does VA Offer Female Vets?
VA provides comprehensive primary care that includes services for acute and chronic illnesses, preventive services, and gender-specific care, and other services. VA’s medical staff are experts in providing medical care and services beyond primary care, including:
• Mammography
• Gynecology
• Military sexual trauma-related care
• Counseling
• Military and environmental exposure

Women Veterans can apply for VA health care enrollment and other Veterans benefits by completing VA Form 10- 10EZ. To complete the form:
• Apply online at www.1010ez.med.va.gov •

Visit, call, or write to any VA health care facility or Veterans’ benefits office • Call the VA Health Benefits Call Center toll free at 877-222-VETS (8387)
• Get more information online about VA benefits (www.vba.va.gov) and eligibility (www.va.gov/ healtheligibility/)

Why Get Other Insurance If You Have VA Healthcare?

Why Get Other Insurance If You Have VA Healthcare?

How VA works with other health insurance!
Why VA Asks About Other Coverage’s
Why does VA require you to provide information on your health insurance coverage (including coverage under a spouse’s plan)?
They ask for this information because they have to bill your private health insurance provider for any care, supplies, or medicine we provide to treat your non-service-connected conditions (illnesses or injuries that aren’t related to your military service).
They don’t bill Medicare or Medicaid, but we may bill Medicare supplemental health insurance for covered services.

Non-Services Care
What if my health insurance provider doesn’t cover all the non-service-connected care that VA bills them for?
You won’t have to pay any unpaid balance not covered by your health insurance provider. But, depending on your eligibility priority group, you may have to pay a VA copayment for non-service-connected care.

Does it help me in any way to give VA my health insurance information?

Yes. Giving the VA your health insurance information helps you because:
▪ When your private health insurance provider pays them for your non-service-connected care, VA may be able to use the funds to offset part—or all—of your VA copayment.
▪ Your private insurer may apply your VA health care charges toward your annual deductible (the amount of money you pay toward your care each year before your insurance starts paying for care).
▪
Does your current health insurance status affect whether you can get VA health care benefits?
No. Whether or not you have health insurance coverage doesn’t affect the VA health care benefits you can get.

Note: It’s always a good idea to let your VA doctor know if you’re receiving care outside VA. This helps your provider coordinate your care to help keep you safe and make sure you’re getting care that’s proven to work and that meets your specific needs.

If You Are Accepted Into VA Health Care Program
Should you give up my private health insurance or other insurance (like TRICARE or Medicare) if you’r accepted into the VA health care program?
This is your decision. You can save money if you drop your private health insurance, but there are risks. The VA encourages you to keep your insurance because:
▪ The VA doesn’t normally provide care for Veterans’ family members. So, if you drop your private insurance plan, your family may have no health coverage.
▪ The VA doesn’t know if Congress will provide enough funding in future years for it to care for all Veterans who are signed up for VA health care. If you’re in one of the lower priority groups, you could lose your VA health care benefits in the future. And, if you don’t keep your private insurance, this would leave you with no coverage.
▪ If you have Medicare Part B (coverage for doctors and outpatient services) and you cancel it, you won’t be able to get it back until January of the following year. And, you may have to pay a penalty to get your coverage back.

Should You Signup For Medicare When You Turn 65
Yes. The VA encourages you to sign up for Medicare as soon as you can. This is because:
▪ The VA doesn’t know if Congress will provide enough funding in future years for it to provide care for all Veterans who are signed up for VA health care. If you’re in one of the lower priority groups, you could lose your VA health care benefits in the future.
▪ Having Medicare means you’re covered if you need to go to a non-VA hospital or doctor—so you have more options to choose from.
▪ If you delay signing up for Medicare Part B (coverage for doctors and outpatient services) and then need to sign up later because you lose your VA health care benefits or need more choice in care options, you’ll pay a penalty. This penalty gets bigger each year you delay signing up—and you’ll pay it every year for the rest of your life.
▪ If you sign up for Medicare Part D (coverage for prescription drugs), you’ll be able to use it to get medicine from non-VA doctors and fill your prescriptions at your local pharmacy instead of through the VA mail-order service. But you should know that VA prescription drug coverage is better than Medicare coverage—and there’s no penalty for delaying Medicare Part D.

Having Both VA & Medicare
If you signed up for VA health care, and you also have Medicare, what’s covered by each?
You’ll need to choose which benefits to use each time you receive care.
To use VA benefits, you’ll need to get care at a VA medical center or other VA location. The VA also covers your care if they pre-authorize you (meaning we give you permission ahead of time) to get services in a non-VA hospital or other care setting. Keep in mind that you may need to pay a VA copayment for non-service-connected care.
If you go to a non-VA care setting, Medicare may pay for your care. Or, if the VA only authorizes some services in a non-VA location, then Medicare may pay for other services you may need during your stay. Check your Medicare plan so you know which care locations and services you’re covered for.

Health Savings Account (HSA) And VA Care
Can you use your Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA) to help pay for VA care for non-service-connected conditions?
Yes. The VA may bill and accept reimbursement from High Deductible Health Plans (HDHPs) for medical care and services to treat your non-service-connected conditions. If you have an HDHP linked to an HSA, you can use your HSA to pay your VA copayments for non-service-connected care.
The VA may also accept reimbursement from HRAs for care the VA provides to treat your non-service-connected conditions.

Go to https://www.InsuredMeds.com for more information.